| Business Chequing | $8.00 |
| Business Chequing 20 | $15.00 |
| Business Chequing 30 | $35.00 |
| Business Chequing 40 | $65.00 |
| Business Savings | Pay as you go |
| USD Chequing Account | Pay as you go |
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Personal
Business
Insurance
About Us
You Deserve Fair, Low Fees
Deposits are always free.
Business Banking Package Account Fees
Non-Profit Organization Account Fees
| Account Maintenance, Per Month | Free |
| Cheque Printing | Cost |
| Cheque Processing | Free |
| E-Statements - MemberDirect | Free |
| Send Interac eTransfer after 10 free | $1.50 |
| Receive Interac eTransfer | Free |
| Paper Statement by Mail | $2.00 |
| Change of Signor if more than one per year | $35.00 |
Commercial Account Fees
| Account Confirmation Forms | $35.00 |
| Account Maintenance, Per Month | $8.00 |
| Cheque Processing | $1.00 |
| Deposits | Free |
| Send Interac eTransfer after 10 free | $1.50 |
| Receive Interac eTransfer | Free |
| Paper Statement by Mail | $2.00 |
Commercial Loan Special Fees
| Annual Review of Credit < $25,000 | $25.00 Minimum |
| Annual Review of Credit > $25,000 | $50.00 Minimum |
| Appraisals, Professional | Cost |
| Appraisals, Realtor's Opinion | Cost |
| Appraisals, RCU In-house | $150.00 |
| Authorized Signatory, Seal Affixed | $50.00 |
| Bank Confirmations | $35.00 |
| Credit Applicaion | 1% of Loan, $100 Minimum |
| Interest Statement Letter | $25.00 |
| Letter of Credit | 1% of Face Value, $100 Minimum |
| Letter of Opinion, Equipment | Cost |
| Late Payment, Manual Transfer | $25.00 |
| Line of Credit, Change of Limit | $50.00 |
| Line of Credit, Standby Fee | 0.25% of Unused Portion of LOC |
| Mortgage Payout Documentation | $175.00 |
| Mortgage Re-advance | $100.00 |
| Mortgage Renewal | $150.00 |
| Overdrafts, Authorized Excess $100.00 Minimum | $100.00 |
| Overdrafts, Unauthorized | $5.00 Per Item + 21% |
| Payment Alteration/Suspension | $25.00 |
| PPSA, Registration Per Year | $15.00 |
| PPSA, Lein Search | $15.00 |
| PPSA, Substitution of Security | $100.00 |
| Title Search | $25.00 |
Deposit Account Service Fees
|
Account Inquiries by Phone, Fax, Email |
$5.00 |
|
ATM Withdrawal at Canadian Credit Union |
Free |
|
ATM Withdrawal at Non CU Canadian ATM |
$3.00 |
|
ATM Withdrawal at Foreign ATM |
$5.00 |
|
Bank Draft - All Currencies |
$10.00 |
|
Bill Payment over in branch |
$1.50 |
|
Bill Payment Trace Fee |
$15.00 |
|
Charge Back of Returned Cheques |
$5.00 |
|
Cheque Printing |
Cost |
|
Counter Cheque - Sheet of 4 |
$5.00 |
|
Cheque Processing, Savings Account |
$5.00 |
| Cheque Processing, Unencoded or Rejected | $5.00 |
| Cheque Processing, Unencoded or Rejected | $1.00 USD |
| Coin Wrappers, Per Box | $15.00 |
| Collection Items (In or Out) | $20.00 minimum |
| Deposit Books (Small) | $3.00 |
| Deposit Books (Large) | $6.00 |
| Diarized Actions, Standing Order | $5.00 |
| Dormant Account Maintenance, Per Year | $50.00 |
| Duplicate Statement, Per Page | $5.00 |
| Funds Transfer To Another Credit Union | $15.00 |
| Foreign Fund Purchases by RCU | $15.00 |
|
To Other FI or Out of Province CU |
$25.00 |
|
Funds Transfer Out of Country |
$35.00 |
|
Hold Funds BC Credit Union |
$10.00 |
|
Hold Funds Out of Province Credit Union |
$25.00 |
|
Interac eTransfer after 10 free (Send) |
$1.50 |
|
Interac eTransfer (Receive) |
Free |
|
MemberDirect Online Banking |
Free |
|
MemberCard Direct Payment Transactions |
$0.75 |
|
NSF Cheque |
$40.00 |
|
Stop Payment in Branch |
$15.00 |
| Stop Payment Online | $10.00 |
| Stop Payment if Account is NSF | $25.00 |
| Transfer Funds, Phone Request | $5.00 |
| Transfer Funds, System Cover overdraft | $5.00 |
| Transfer Funds, No Instruction | $10.00 |
| Unauthorized Overdraft, Per Item | $5.00 |
| Withdrawals, Savings; 2 Free Then | $1.50 |
| Withdrawals, Chequing | $1.00 |
| Withdrawals, U.S . Account | $1.00 USD |
| Wire Transfer - Receive, CAD & USD | $15.00 |
| Wire Transfer - Send, CAD | $25.00 |
| Wire Transfer - Send, USD | $35.00 |
| U.S. Funds on CDN Account | $10.00 |
| Account Closure Within 6 Months | $50.00 |
| Account Transfer to Another Credit Union | Free |
| Account Transfer to Another Institution | $50.00 |
Special Service Fees
| Account Confirmation Letter | $25.00 |
| Account Reconciliation, Per Hour | $30.00 |
| Account Research - 1 Item Within 90 Days | $5.00 |
| Account Research - All Others, Per Hour | $35.00 |
| Cheque Copies, Each | $5.00 |
| Estate Account Maintenance after 12 months | $20.00/mo. |
| Estate Account Disbursement Fee | $10.00 |
| Estate Account Extra Administration Services | $10.00 |
| Fax Service, Outgoing, First Page | $3.00 |
| Subsequent Pages | $1.00 |
| MemberCard Replacement, Standard | $5.00 |
| MemberCard Replacement, Personalized | $10.00 |
| RRSP Transfer (T2033), Other Credit Union | $50.00 |
| RRSP Transfer (T2033), Other Institution | $100.00 |
| Special Account Information Letters | $25.00 |
Ready to open your account?
Get in touch with one of our account specialists to help you choose the right account for you.
