PaymentStream™ AFT

Members can use Central1 PaymentStream™ AFT application to input and process the transactions.  Payment Stream AFT is a self-serve product. User guides and training videos are provided. 

The system offers the following features:

• Ability to send (originate) same-day AFT credits Origination deadline/schedules
• Enhanced originator ID limits to assist with risk mitigation
• Real-time file validation during file upload and release process
• For File Upload and Manual Release email confirmations sent only when a file is validated successfully. Automatic release will still get email confirmation if a transmission rejects.
• Added risk controls for dual authorization
• Added risk threshold controls
• Canadian or U.S. dollar transactions can be originated as long as the recipient’s account is held at a Canadian financial institution
• Ability for individual record release
• Ability to release AFT transactions up to 14 calendars days in advanceAbility to download AFT product reports in CSV and PDF formats
• Increased record retention - up to 18 months of history
• Users require 2-Step Security to accessPaymentStream AFT.

2-Step Security is a method of authenticating a user by confirming two factors of authentication:

• a username and password and a physical Hard Token or Soft Token on a smart phone. The token is required to access the new PaymentStream AFT application.